Amaris Homes Dasma Pag-ibig sample computation

Amaris Homes Dasma included a pag-ibig financing as one of the payment options.
Pag-ibig members can now avail affordable townhouse in Dasmarinas Cavite
start at 6,555 per month. Maximum of 30 years or depends on members capacity to pay
in his/her preferred years.
See the table below for pag-ibig financing sample computation.
Also included bank and in-house financing scheme.

AMARIS HOMES DASMA SAMPLE COMPUTATION

PARTICULARS	ELYANA
TOWNHOUSE	INNER UNIT REGULAR	END UNIT REGULAR
LOT ARE	50sqm.	75sqm.
FLOOR AREA	46sqm.	46sqm.
TOTAL CONTRACT PRICE	1,420,650	1,733,531

PAG-IBIG FINANCING

DOWNPAYMENT	27%	31%
REQUIRED DOWN	383,650	529,531
RESERVATION FEE	10,000	15,000
BALANCE ON DP	373,650	514,531
MONTHLY DP	-	-
6 MONTHS (RFO)	62,275	85,755
9 MONTHS (OGC)	37,365	51,453
12 MONTHS	31,138	42,878
LOANABLE AMOUNT	1,037,000	1,204,000
MONTHLY AMORT.	@ 6.5%	@ 6.5%
20 YEARS	7,732	8,977
25 YEARS	7,002	8,129
30 YEARS	6,555	7,610
FINANCING CHARGES	58,826	69,341

BANK FINANCING

DOWNPAYMENT	10%	10%
REQUIRED DOWN	142,065	173,353
RESERVATION FEE	10,000	15,000
BALANCE ON DP	132,065	158,353
MONTHLY DP	-	-
10 MONTHS (RFO)	13,207	15,835
12 MONTHS (OGC)	11,005	13,196
LOANABLE AMOUNT	1,278,585	1,560,178
MONTHLY AMORT.	@ 8%	@ 8%
10 YEARS	15,513	8,977
15 YEARS	12,219	8,129
20 YEARS	10,695	7,610
FINANCING CHARGES	46,171	69,341

IN-HOUSE FINANCING

DOWNPAYMENT	20%	20%
REQUIRED DOWN	284,130	346,706
RESERVATION FEE	10,000	15,000
BALANCE ON DP	274,130	331,706
MONTHLY DP	-	-
6 MONTHS (RFO)	45,688	55,284
12 MONTHS (OGC)	22,844	27,642
LOANABLE AMOUNT	1,136,520	1,386,825
MONTHLY AMORT.
5 YEARS	27,638	33,725
10 YEARS	20,478	24,989
15 YEARS	18,303	22,334
MRI / FI	8,319	9,821

Notes:
Bank/HDMF interest rate is based on prevailing rate and is subject to change without prior notice
OR depending on the prevailing interest rate upon loan take out.

Location:                 Dasmariñas, Cavite
Model House:  Elyana
House Type:        Two-Storey Single Attached
Lot Area
Inner Unit:     36 sqm
End Unit:       72 sqm
Floor Area 46 sqm

Financing:

• Pag-IBIG
• Bank Financing
• In-House financing

Amenities:

• Entrance Gate
• Multi-Purpose Clubhouse / Swimming Pool
• Open space for recreational activities
• Sports Facilities
• Parks and playground
• Community Center